DreamCare

For childcare and healthcare entrepreneurs

Financing the Infrastructure of Opportunity

Empowering Those Who Care for Our Community

The care economy is at a critical juncture. Whether you are providing a safe place for a child to learn or essential health services for an aging neighbor, your work is the backbone of our community stability.

At DreamSpring, we see the market gaps that keep high-quality care businesses from growing. We are here to bridge that gap with tailored funding that understands your unique challenges, from reimbursement delays to startup compliance.

Can a DreamCare microloan be a catalyst for your business?

Launch your vision with a loan that values your professional credentials as much as your business.

Earning your license or accreditation is a major milestone. That’s why DreamCare takes your professional bona fides into consideration when you apply for a term loan. We believe entrepreneurs in childcare and healthcare deserve credit for the high standards they meet — by getting the capital they need to grow.

Sharquita Pearson

Little Giants Daycare

Sharquita Pearson, owner of Little Giants Daycare, has devoted her life to caring for children, even moving from Chicago to Arizona at 19 to help raise her younger siblings. “I love to spoil babies. Watching them learn to crawl, walk, and say simple words makes my heart melt,” she says.

“I’m so excited to give little giants a fun and exciting place to play and learn.”

Little Giants offers a diverse, in‑home–style environment with the benefits of a larger center, serving infants from three months and up. With support from DreamSpring, Little Giants is enrolling more children under 5 and nurturing their development through music, art, outdoor play, movement, language, and mathematics.

In partnership with Wells Fargo

DreamCare Microloan Terms

Three months interest only payments

Fixed-rate funding

Up to $50,000

Quick decisioning to get you the capital you need — fast!

To provide the best rates and terms for our clients, DreamSpring may require collateral for loan approval.

DreamSpring offers uncollateralized options for applicants seeking less than $20,000 with credit scores above 650.

Easy process. Quick approval.

Our simple application process provides rapid approval, so you don’t have to wait for an answer. With dedicated client success, lending, and support teams, you’ll have a helping hand each step of the way.

Apply Now

Can our DreamCare Growth Line of Credit help you scale?

Keep your operations running smoothly, no matter when the reimbursements arrive.

From licensed independent caregivers to established clinics and centers, DreamCare can help stabilize your cash flow. This flexible line of credit is ready to cover all the essentials — payroll, supplies, and everyday overhead — so you can stay focused on providing excellent care.

Our Terms

24-month revolving line of credit at a fixed interest rate

up to $100,000

Fast decisioning to get you the capital you need — Fast

Pay only for what you use. This is an affordable safety net that grows with your business rather than becoming a mounting debt burden.