Buy commercial property for your small business.

    If you're looking to purchase a location for your business, our owner-occupied Commercial Real Estate Loan can get you there.

    Apply now for a Commercial Real Estate Loan!


    Your business belongs here.

    Dreaming of brick and mortar? Having the right commercial property can take your business to the next level — whether you're adding a new storefront, expanding your capacity, building out office space, or buying a warehouse. With flexible Commercial Real Estate Loans from $50,000 to $2M, we're here help to make your dream space a reality. 


    Commercial real estate, made for real life.

    DreamSpring Commercial Real Estate Loans are personalized to your small business goals. With a loan amount that meets your needs and affordable repayment options, you can leverage commercial real estate to help your business grow. (And because we're a nonprofit community lender, your repayment supports our lending to other entrepreneurs!)


    Is a Commercial Real Estate Loan right for me?

    Buying commercial property is an important step that can strengthen your small business.



    Golden Crown Panaderia

    Golden Crown is an iconic New Mexico bakery whose historic adobe building is recognizable to anyone hungry for authentic local flavor. But the Mountain Road space wasn’t always Golden Crown’s home. 

    When the building became available in 2004, Golden Crown owner Pratt Morales knew it was the right move for his long-established business — he just had to figure out how to buy it. Pratt, a 23-year Air Force veteran, had decades of success and a loyal following behind his bakery, but his limited credit history was a barrier to working with traditional banks.

    He found DreamSpring, which approved him for a Commercial Real Estate loan. Pratt used the funds to buy his dream building, install a high-production kitchen and baking space, and add café seating inside and out. Since the move, Golden Crown’s reputation has only continued to rise.   

    “The best move I've made was DreamSpring because they have the funds available, they know me personally, they give me quick service, and they're more than just providing money — they provide financial professional assistance, business assistance, and they have quite a staff,” he says. 

    Our loans are built for your success.

    • DreamSpring Commercial Real Estate Loans range from $50,000 to $2M with five-year term and up to 20-year amortization.
    • We offer fixed-interest rate pricing, so there are no surprises.
    • Commercial real estate must be at least 51% owner-occupied.

    To provide the best rates and terms for our clients, DreamSpring may require collateral for loan approval.


    Easy process. Dedicated support.

    Our streamlined application process includes dedicated client success, lending, and support teams — so you’ll have a helping hand each step of the way.

    Where we fund
    entrepreneurial dreams

    usa-labels-full-oct 2022

    Need more information?

    We're here for you.

    You can contact our team with questions or concerns.

    Want to learn more?

    You can visit our FAQ page for more details and our application readiness page to prepare for applying and see our suite of loan products.