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    DreamSpring Celebrates 30 Years

    Funding business dreams,
    vitalizing communities.

    Apply Now
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    DreamSpring_Access_Small_Business_Funding2 Access small business funding FIND YOUR FUNDING
    DreamSpring_Meet_Our_Clients Meet business owners like you READ CLIENT STORIES
    DreamSpring_See_Our_Impact_in_Action_4 Experience our impact in action LEARN ABOUT DREAMSPRING

    DreamSpring Business Loans

    Whether you’re just starting out or growing your small business, access to capital is key to your success. With a range of loan products and sizes, a streamlined application process, and a dedicated team to help you understand your options, we offer small business solutions that work for you.

    Power Line of Credit

    $1,000 to $50,000

    This loan is best for...

    Entrepreneurs looking for a flexible line of credit to support their business.

    LEARN MORE

    Small Business Loan

    $1,000 to $250,000+

    This loan is best for...

    Entrepreneurs who need customized funding to start or grow their business.

    LEARN MORE

    Ready, Set, Grow! Loan

    Up to $15,000

    This loan is best for...

    Entrepreneurs who want to turn a passion project or side hustle into a full-fledged small business.

    LEARN MORE

    SBA Community Advantage 7(a) Loan

    $50,000 to $500,000

    This loan is best for...

    Small business owners with larger capital needs, backed by the U.S. Small Business Administration (SBA).

    LEARN MORE

    Commercial Real Estate Loan

    $50,000 to $2,000,000

    This loan is best for...

    Experienced entrepreneurs looking to purchase a physical location for their business.

    LEARN MORE

     Loan range disclosure: In certain states, minimum loan amounts may be greater than stated.

     Ready to get started?

    View Comparison Chart View Comparison Chart    Learn More About Qualifying
    DreamSpring_Client_Stories

    CLIENT STORIES & TESTIMONIALS

    Entrepreneurship in Action

    DreamSpring clients come from diverse backgrounds, geographies, and industries, united by their passion and entrepreneurial spirit. Read how start-up entrepreneurs and established small business owners are using DreamSpring capital to vitalize their local communities and turn their business dreams into a reality.

    Meet Our Clients

    30 Years
    of Growing
    Together

    Celebrating 30 years of helping small business dreams spring into action! DreamSpring is an award-winning nonprofit organization that increases access to credit, makes loans, and provides a community of support to help entrepreneurs realize their dreams. We are a proud Community Development Financial Institution (CDFI) and Small Business Administration (SBA) lender.

    Total Loans
    48,796 +
    Businesses Served
    32,319 +
    Jobs Created/Sustained
    65,138 +
    Dollars Lent
    $ 538 M+

    Supporting Entrepreneurial Dreams

    DreamSpring_Home_Page_Annual_Report_2023-v3

    Annual Report

    Fueled by DreamMakers' support for 30 years, generations of small business owners are building bridges to a brighter future. Together, we are creating generations of change.

    Read Our Annual Report
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    Our Mission & Values

    We are DreamMakers, and our values are the critical difference in breaking through systemic barriers to small business ownership.

    Learn About Our Values

    Invest in a Resilient Future

    Become a DreamMaker with a one-time or recurring gift and make small business dreams a reality. Together, we advance entrepreneurship and create vibrant communities.

    Donate Today

    We Make an Impact, Together

    DreamSpring works with corporate, lending, public, community, and small business resource partners to increase our impact in creating resilient communities through diverse entrepreneurship.

    Partner With Us

    A TRACK RECORD OF TRUST

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    DreamSpring protected what I have worked for and earned through blood, sweat, and tears. They gave me an indescribable feeling that has nothing to do with the tangible and everything to do with the spirit. The name DreamSpring says it all.”

    Rose and James Junes, owner of James Junes Productions in Farmington, NM

    See More Testimonials →
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    How do I apply?

    LET'S GET STARTED

    It’s easy to start our online loan application from your computer or mobile device, and there’s no application fee or impact on your credit score to see what you qualify for. Based on the information you safely share in our loan portal, we’ll create a personalized loan decision with rates, terms, and details. Finalize the loan process and sign your loan documents online, and we’ll send you the money you need for your business!

    • STEP 1
    • STEP 2
    • STEP 3
    • STEP 1

      Enter your identity information and business details.

    • STEP 2

      Share financial details, collateral, and references.

    • STEP 3

      Get your loan pre-approval or approval notice.

    Start Your Application