Whether you’re just starting out or growing your small business, access to capital is key to your success. With a range of loan products and sizes, a streamlined application process, and a dedicated team to help you understand your options, we offer small business solutions that work for you.
This loan is best for...
Entrepreneurs looking for a flexible line of credit to support their business.
This loan is best for...
Entrepreneurs who need customized funding to start or grow their business.
This loan is best for...
Small business owners who need a small loan with a fixed, low-interest rate.
This loan is best for...
Small business owners with larger capital needs, backed by the U.S. Small Business Administration (SBA).
This loan is best for...
Experienced entrepreneurs looking to purchase a physical location for their business.
DreamSpring clients come from diverse backgrounds, geographies, and industries, united by their passion and entrepreneurial spirit. Read how start-up entrepreneurs and established small business owners are using DreamSpring capital to vitalize their local communities and turn their business dreams into a reality.
Celebrating 30 years of helping small business dreams spring into action! DreamSpring is an award-winning nonprofit organization that increases access to credit, makes loans, and provides a community of support to help entrepreneurs realize their dreams. We are a proud Community Development Financial Institution (CDFI) and Small Business Administration (SBA) lender.
Scaling to meet the evolving needs of historically underserved small business owners, DreamSpring grew our reach and impact in 2022.
We are DreamMakers, and our values are the critical difference in breaking through systemic barriers to small business ownership.
Become a DreamMaker with a one-time or recurring gift and make small business dreams a reality. Together, we advance entrepreneurship and create vibrant communities.
DreamSpring works with corporate, lending, public, community, and small business resource partners to increase our impact in creating resilient communities through diverse entrepreneurship.
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DreamSpring protected what I have worked for and earned through blood, sweat, and tears. They gave me an indescribable feeling that has nothing to do with the tangible and everything to do with the spirit. The name DreamSpring says it all.”
It’s easy to start our online loan application from your computer or mobile device, and there’s no application fee or impact on your credit score to see what you qualify for. Based on the information you safely share in our loan portal, we’ll create a personalized loan decision with rates, terms, and details. Finalize the loan process and sign your loan documents online, and we’ll send you the money you need for your business!
Enter your identity information and business details.
Share financial details, collateral, and references.
Get your loan pre-approval or approval notice.
