DreamSpring Celebrates 30 Years

    Funding business dreams,
    vitalizing communities.

    Apply Now
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    DreamSpring_Access_Small_Business_Funding2 Access small business funding FIND YOUR FUNDING
    DreamSpring_Meet_Our_Clients Meet business owners like you READ CLIENT STORIES
    DreamSpring_See_Our_Impact_in_Action_4 Experience our impact in action LEARN ABOUT DREAMSPRING

    DreamSpring Business Loans

    Whether you’re just starting out or growing your small business, access to capital is key to your success. With a range of loan products and sizes, a streamlined application process, and a dedicated team to help you understand your options, we offer small business solutions that work for you.

    Power Line of Credit

    $1,000 to $50,000

    This loan is best for...

    Entrepreneurs looking for a flexible line of credit to support their business.


    Small Business Loan

    $1,000 to $250,000+

    This loan is best for...

    Entrepreneurs who need customized funding to start or grow their business.


    SBA Community Advantage 7(a) Loan

    $50,000 to $350,000

    This loan is best for...

    Small business owners with larger capital needs, backed by the U.S. Small Business Administration (SBA).


    Commercial Real Estate Loan

    $50,000 to $2,000,000

    This loan is best for...

    Experienced entrepreneurs looking to purchase a physical location for their business.


     Loan range disclosure: In certain states, minimum loan amounts may be greater than stated.

     Ready to get started?

    View Comparison Chart View Comparison Chart    Learn More About Qualifying


    Entrepreneurship in Action

    DreamSpring clients come from diverse backgrounds, geographies, and industries, united by their passion and entrepreneurial spirit. Read how start-up entrepreneurs and established small business owners are using DreamSpring capital to vitalize their local communities and turn their business dreams into a reality.

    Meet Our Clients

    30 Years
    of Growing

    Celebrating 30 years of helping small business dreams spring into action! DreamSpring is an award-winning nonprofit organization that increases access to credit, makes loans, and provides a community of support to help entrepreneurs realize their dreams. We are a proud Community Development Financial Institution (CDFI) and Small Business Administration (SBA) lender.

    Total Loans
    48,796 +
    Businesses Served
    32,319 +
    Jobs Created/Sustained
    65,138 +
    Dollars Lent
    $ 538 M+

    Supporting Entrepreneurial Dreams


    Annual Report

    Scaling to meet the evolving needs of historically underserved small business owners, DreamSpring grew our reach and impact in 2022.

    Read Our Annual Report

    Our Mission & Values

    We are DreamMakers, and our values are the critical difference in breaking through systemic barriers to small business ownership.

    Learn About Our Values

    Invest in a Resilient Future

    Become a DreamMaker with a one-time or recurring gift and make small business dreams a reality. Together, we advance entrepreneurship and create vibrant communities.

    Donate Today

    We Make an Impact, Together

    DreamSpring works with corporate, lending, public, community, and small business resource partners to increase our impact in creating resilient communities through diverse entrepreneurship.

    Partner With Us


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    DreamSpring protected what I have worked for and earned through blood, sweat, and tears. They gave me an indescribable feeling that has nothing to do with the tangible and everything to do with the spirit. The name DreamSpring says it all.”

    Rose and James Junes, owner of James Junes Productions in Farmington, NM

    See More Testimonials →
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    How do I apply?


    It’s easy to start our online loan application from your computer or mobile device, and there’s no application fee or impact on your credit score to see what you qualify for. Based on the information you safely share in our loan portal, we’ll create a personalized loan decision with rates, terms, and details. Finalize the loan process and sign your loan documents online, and we’ll send you the money you need for your business!

    • STEP 1
    • STEP 2
    • STEP 3
    • STEP 1

      Enter your identity information and business details.

    • STEP 2

      Share financial details, collateral, and references.

    • STEP 3

      Get your loan pre-approval or approval notice.

    Start Your Application