I attest that all of the information on this application is true. I authorize DreamSpring to investigate and verify the above information, and contact any references regarding this application. I also authorize DreamSpring to perform a credit check, which may include obtaining consumer and /or commercial credit reports and to exchange information about credit experience with other creditors from time to time, as authorized by law. The release in any manner by DreamSpring of all information is hereby authorized whether such information is of record or not, and I hereby release all persons, agencies, firms, companies, etc., from any damages resulting from such information. I understand that if I am applying as a co-borrower, co-applicant, or co-signer, I am applying for joint credit with the other parties on this application. I understand that if I receive a loan from DreamSpring, I must make my full monthly payments on time. I understand that I cannot be delinquent in my repayment of this loan and that I must use the loan for the business purpose I specified in my loan application. I also understand that delinquent loan payments can adversely affect my credit record. I understand that DreamSpring will retain this application whether the loan is approved or denied and that I can appeal a denial of this loan request. By submitting this application, I agree to the above terms and acknowledge that my application is not complete until all required documents are received.