Funding that fits your art and your business.

SWAIA and DreamSpring - Bringing Native American arts to life

A member of Santa Ana Pueblo, Shirley grew up making her own clothes and was often asked by others where she had bought them. She realized she could use her gift to make clothes inspired by Native American culture as a way to preserve her family’s heritage. Shirley named her business RedWing Collections after the name her grandfather gave her: RedWing.
To get her company off the ground, Shirley needed new sewing equipment and capital to purchase supplies. A friend referred her to DreamSpring for a start-up loan.

The [DreamSpring] loan is one of the main reasons that the gallery is what it is now, representing about 20 indigenous, non-indigenous and Latinx artists, and employing four people,” Rhett says. He received a DreamSpring loan to help pay for a build-out of the raw space and hire two employees. Long-term, he says, "the loan achieved so much more."

— Rhett Lynch, Gallery Hózhó

We're Here for You - Connect with DreamSpring

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The Southewstern Association for Indian Arts has a storied reputation for connecting Native American arts and culture with the world through the Santa Fe Indian Market. For the past century, Santa Fe Indian Market has brought together the most gifted Native American artists from the U.S. with millions of visitors and collectors from around the world. The extended weekend of beauty and celebration ranks as the world's largest and most highly acclaimed Native American arts show and as New Mexico's largest attended annual weekend event.
Have other questions about SWAIA or the Santa Fe Indian Market? Please contact SWAIA, and they will reach out to you as soon as possible.
With deep roots in New Mexico, DreamSpring supports Native American creators and entrepreneurs through capital and resources to grow vibrant small businesses. As a Community Development Financial Institution (CDFI), DreamSpring’s mission is to increase access to business credit and provide loans to help entrepreneurs realize their dreams. We believe human potential is unleashed when people have the opportunity to shape their own future, and we exist to break down systemic barriers that inhibit that reality. DreamSpring’s work at the intersection of compassion and capitalism provides small business owners with the tools for success. We seek to nurture economic vitality and capital flow in Native communities in partnership with SWAIA.

We're Here for You

You’re not alone on your small business journey. Our team is ready to help you wherever you’re at — from filling out your first loan application to connecting you with resources as you grow. It’s easy to reach out to us online, over the phone, or at our offices in Albuquerque.

Use our contact form
Email us:
Call at 1-800-508-7624

Visit us in person or write to us at
2000 Zearing NW
Albuquerque, NM, 87104

Office hours: 9am-5pm MT Monday – Friday

Chat with us using the "Help" chat pop-up box at the bottom right

Where We Lend

Financial support in your community

Our service area includes the following states:

Alabama, Arizona, California, Colorado, Florida, Georgia, Illinois, Iowa, Kansas, Louisiana, Michigan, Missouri, Mississippi, Nebraska, Nevada, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Washington, and Wyoming.

Offered in WA, CA, NY, NM, NC, NE, WY, UT, TX, GA, MO, OK, IL, FL, CO, IA, AZ, PA, AL, KS, LA, MI, MS, NV, OH, SC, TN,
  • WA
  • CA
  • NY
  • NM
  • NC
  • NE
  • WY
  • UT
  • TX
  • GA
  • MO
  • OK
  • IL
  • FL
  • CO
  • IA
  • AZ
  • PA
  • AL
  • KS
  • LA
  • MI
  • MS
  • NV
  • OH
  • SC
  • TN

What we offer - Find a Loan that Fits Your Business

As a nonprofit community lender, we *work* differently than banks. Even if you’ve never worked with a financial institution before, we can get your business the funding it needs with flexible credit requirements, affordable fixed rates, and credit-building programs. Work one-on-one with a lender to tailor a loan to fit your business.

Power Line of Credit

Power Line of Credit

The DreamSpring Power Line is a fixed-rate, 24-month revolving line of credit that business owners can use to fund business needs and goals as they emerge during the course of normal business operations.*

  • Line of credit range¹: $1,000 to $50,000
  • Revolving term: Up to 24 months
  • Interest rate:9.99% to 27.24%
  • Credit score: 600+
  • Community benefit fee: 4% to 10% (due at origination)
  • APR²: max of 36%

¹In certain states, minimum loan amounts may be greater than stated.

²Annual percentage rate (APR) is the cost of borrowing money expressed as an annual rate, including all interest and fees charged

*To provide the best rates and terms for our clients, DreamSpring may require collateral for loan approval.

Small Business Loan

Small Business Loan

For entrepreneurs just getting started, to established businesses looking to grow, we offer a wide range of term loan options that we customize based upon your needs.*

  • Loan range¹: $1,000 to $250,000+
  • Term: 24 to 72 months
  • Credit score: 600+
  • Interest rate: 9.99% to 28.24%
  • Community benefit fee: 4% to 10%
  • APR²: 14.1% to 36%
  • Individual taxpayer identification number accepted

¹In certain states, minimum loan amounts may be greater than stated.

²Annual percentage rate (APR) is the cost of borrowing money expressed as an annual rate including all interest and fees charged.

*To provide the best rates and terms for our clients, DreamSpring may require collateral for loan approval.

Other questions? We're happy to help!