Fund your small business with SWAIA and DreamSpring

SWAIA and DreamSpring — Bringing Native American arts to life

The Southwestern Association for Indian Arts has a storied reputation for connecting Native American arts and culture with the world through the Santa Fe Indian Market. For the past century, Santa Fe Indian Market has brought together the most gifted Native American artists from the U.S. with millions of visitors and collectors from around the world. The extended weekend of beauty and celebration ranks as the world’s largest and most highly acclaimed Native American arts show and as New Mexico’s largest attended annual weekend event.

With deep roots in New Mexico, DreamSpring supports Native American creators and entrepreneurs through capital and resources to grow vibrant small businesses. As a Community Development Financial Institution (CDFI), DreamSpring’s mission is to increase access to business credit and provide loans to help entrepreneurs realize their dreams. We believe human potential is unleashed when people have the opportunity to shape their own future, and we exist to break down systemic barriers that inhibit that reality. DreamSpring’s work at the intersection of compassion and capitalism provides small business owners with the tools for success. We seek to nurture economic vitality and capital flow in Native communities in partnership with SWAIA.

Shirley-Pino
A member of Santa Ana Pueblo, Shirley grew up making her own clothes and was often asked by others where she had bought them. She realized she could use her gift to make clothes inspired by Native American culture as a way to preserve her family’s heritage. Shirley named her business RedWing Collections after the name her grandfather gave her: RedWing.
 
To get her company off the ground, Shirley needed new sewing equipment and capital to purchase supplies. A friend referred her to DreamSpring for a start-up loan.
 
Since then, Shirley has received additional loans from DreamSpring and continues to grow her business.
Rhett-Lynch-Quote
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The [DreamSpring] loan is one of the main reasons that the gallery is what it is now, representing about 20 indigenous, non-indigenous and Latinx artists, and employing four people,” Rhett says. He received a DreamSpring loan to help pay for a build-out of the raw space and hire two employees. Long-term, he says, "the loan achieved so much more."

Rhett Lynch, Gallery Hózhó

Southwestern Association for Indian Arts 100

Have other questions about SWAIA or the Santa Fe Indian Market? Please contact SWAIA, and they will reach out to you as soon as possible.

Contact SWAIA

Where does DreamSpring Lend?

Our service area includes the following states:

Alabama, Arizona, California, Colorado, Florida, Georgia, Illinois, Iowa, Kansas, Louisiana, Michigan, Missouri, Mississippi, Nebraska, Nevada, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Washington, and Wyoming.

Offered in WA, CA, NY, NM, NC, NE, WY, UT, TX, GA, MO, OK, IL, FL, CO, IA, AZ, PA, AL, KS, LA, MI, MS, NV, OH, SC, TN,
  • WA
  • CA
  • NY
  • NM
  • NC
  • NE
  • WY
  • UT
  • TX
  • GA
  • MO
  • OK
  • IL
  • FL
  • CO
  • IA
  • AZ
  • PA
  • AL
  • KS
  • LA
  • MI
  • MS
  • NV
  • OH
  • SC
  • TN

What products does DreamSpring offer?

DreamSpring is a trusted partner of SWAIA and the Santa Fe Indian Market, and we can provide the financial support you need. DreamSpring funds can be used for supplies, advertisement, travel, lodging, equipment, and more, so you can produce your best work and make the most of the Market.

Credit Starter Loan

Credit Starter Loan

DreamSpring provides an interest-free loan option that can help you establish credit and improve your financial health. Take control of your credit and prepare for the next step in your financial journey.

  • Line of credit range: A $500 loan available to entrepreneurs who have no credit history
  • Terms: 0% interest with a 6-month repayment
  • Community Benefit Fee: $25 to get the approved loan started

Credit Starter loans are not available in California, Georgia, Nevada, New York, or Ohio.

Credit Builder Loan

Credit Builder Loan

DreamSpring provides an interest-free $200 loan designed to meet the unique needs of small business owners with a credit score below 600. Access funds for your next small business project without breaking the bank.

  • Line of credit range: A $200 loan available to entrepreneurs who have a credit score below 600
  • Terms: 0% interest with a 6-month repayment
  • Community Benefit Fee: $10 to get the approved loan started

Credit Builder loans are not available in California, Georgia, Nevada, New York, or Ohio.

Power Line of Credit

Power Line of Credit

The DreamSpring Power Line is a fixed-rate, 24-month revolving line of credit that business owners can use to fund business needs and goals as they emerge during the course of normal business operations. The line is generally unsecured, but collateral can be applied for a potential interest rate discount.

  • Line of credit range¹: $1,000 to $50,000
  • Revolving term: Up to 24 months
  • Interest rate: 15.75% - 26.75%
  • Credit score: 600+
  • Community benefit fee: 2% - 10% (due at origination)
  • APR²: max of 36%

¹In certain states, minimum loan amounts may be greater than stated.

²Annual percentage rate (APR) is the cost of borrowing money expressed as an annual rate, including all interest and fees charged

 
Small Business Loan

Small Business Loan

For entrepreneurs just getting started, to established businesses looking to grow, we offer a wide range of term loan options that we customize based upon your needs.

  • Loan range¹: $1,000 - $250,000+
  • Term: 24-72 months
  • Unsecured options under $50,000
  • Credit score: 600+
  • Interest rate: 10.74% - 30.74%
  • Community benefit fee: 5% - 10%
  • APR²: 14.1% - 36%
  • Individual taxpayer identification number accepted

¹In certain states, minimum loan amounts may be greater than stated.

²Annual percentage rate (APR) is the cost of borrowing money expressed as an annual rate including all interest and fees charged.

Other questions? We're happy to help!