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    DreamCreative

    Loans and lines of credit for makers, creators, artists, and craftspeople

    Funding your creative ambitions

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    Funding so You Can Create with Confidence

    Whether it’s funding for your writing project, film production, jewelry line, crafting business, or any artistic venture, our DreamCreative term loans and lines of credit are here for you when inspiration strikes.
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    Free Resources, Workshops, Articles, and More

    With our always-growing library of educational articles and programming, you'll get answers and support for the unique challenges and opportunities that come with running an  artistic business.
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    Can a DreamCreative loan be a catalyst for your business?

    DreamCreative is dedicated to offering personalized funding solutions and free business education crafted specifically for creatives.

    Get the funding and specialized guidance needed to kickstart or grow a creative industry business. We have dedicated resources to help makers, creators, artists, and craftspeople bring their vision to life, no matter the field, medium, or stage of business development you’re in.

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    Sulena Dyson-Mascot

    Keys to the Culture

    In 2017, Sulena Dyson-Mascot turned her passion for African ancestral traditions into a creative business. Seven years after Keys to the Culture launched, a $26,225 DreamSpring loan helped Sulena expand her waist bead and spiritual wellness studio, where every piece is a labor of love and intention.

    Keys to the Culture’s gorgeous waist beads, anklets, and bracelets are deeply rooted in African heritage and the spiritual and physical power that women embody. "Wearing traditional, tied-on waist beads is a direct connection back to your ancestors and their ancient rituals,” Sulena explains. Each strand, crafted by hand using high-quality beads, crystals, and stones, embodies mindful energy and serves as a tool for focus and self-awareness.

    Read Sulena's full story.

    DreamCreative Loan Terms

    • Access $1,000 to $50,000

    • Credit score: 600+

    • Fixed-rate funding

    • Quick decisioning to get you the capital you need — fast!

    To provide the best rates and terms for our clients, DreamSpring may require collateral for loan approval.

    DreamSpring offers uncollateralized options for applicants seeking less than $20,000 with credit scores above 650.

    Easy process. Quick approval.

    Our simple application process provides rapid approval, so you don’t have to wait for an answer. With dedicated client success, lending, and support teams, you’ll have a helping hand each step of the way.

    Can our DreamCreative Growth Line of Credit help you scale?

    Keep your creative operations running smoothly, no matter when the reimbursements arrive.

    Whether you’re an independent artist or scaling a design studio, cash flow shouldn't slow down your momentum. Our DreamCreative flexible line of credit fuels your day-to-day operations — from contractor payroll to production supplies and studio rent — giving you the freedom to focus entirely on your craft.

    DreamCreative Line of Credit Terms

    • Access up to $50,000

    • Credit score: 

    • 24-month revolving line of credit

    • Fixed interest rate

    Unlike a traditional loan, a revolving line of credit lets you draw and repay when you need it. Your line of credit funds are available on demand with the click of a button.

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    Where we fund
    entrepreneurial dreams

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    How do I apply?

    Let's get started.

    With our easy-to-use application, you can submit your request online and get an answer quickly.  

    Need more information?

    We're here for you!

    You can contact our team with questions or concerns.

    Do you still have questions?

    You can visit our Help Center for more details and our application readiness page to prepare for applying. Or see our range of resources and technical assistance for creative entrepreneurs.