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    DreamCare

    For childcare and healthcare entrepreneurs

    Financing the Infrastructure of Opportunity 

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    Empowering Those Who Care for Our Community

    The care economy is at a critical juncture. Whether you are providing a safe place for a child to learn or essential health services for an aging neighbor, your work is the backbone of our community stability.
     
    At DreamSpring, we see the market gaps that keep high-quality providers from growing. We are here to bridge that gap with tailored funding that understands your unique challenges, from subsidy delays to startup compliance.
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    Can a DreamCare microloan be a catalyst for your business?

    Launch your vision with a loan that values your professional credentials as much as your business plan.

    Designed for emerging entrepreneurs, home-based childcare providers, and new in-home healthcare agencies. We treat your state licensure and accreditation as a primary credit-mitigating factor. To us, your license is a vital business asset.

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    Domonique Pugh

    Forbrowngirlss

    “We create things that are curated to us because we don't have access to them, or they don't exist,” says Certified Life Coach Domonique Pugh, founder of Forbrowngirlss, a Houston-based business dedicated to supporting women of color in their mental wellness journeys.

    Domonique launched Forbrowngirlss after struggling to find resources that reflected her experience. Today, her business offers wellness journals, self-care boxes, affirmation cards, retreats, and a podcast — all designed to make conversations about mental health accessible and culturally relevant.

    Partnering with DreamSpring helped her strengthen her business foundation and confidence. Starting with a microloan, Domonique built business credit while finding partners who believed in her vision.

    “Bigger than the money was honestly having people who believe in you,” she says.

     

     


     

    In partnership with Wells Fargo

     

    DreamCare Microloan Terms

    • Fixed-rate funding

    • Up to $50,000

    • Quick decisioning to get you the capital you need — fast!

    To provide the best rates and terms for our clients, DreamSpring may require collateral for loan approval.

    Effective July 20, 2024, DreamSpring offers uncollateralized options for applicants seeking less than $20,000 with credit scores above 650.

    Easy process. Quick approval.

    Our simple application process provides rapid approval, so you don’t have to wait for an answer. With dedicated client success, lending, and support teams, you’ll have a helping hand each step of the way.

    Can our DreamCare Growth Line of Credit help you scale?

    Keep your operations running smoothly, no matter when the reimbursements arrive.

    Designed For licensed facilities and established health providers ready to expand their footprint or stabilize cash flow. Use your Dreamcare line of credit to make payroll, cover food costs, or manage operational expenses without interruption while waiting for state payments or insurance reimbursements.

    Our Terms

    • 24-month revolving line of credit at a fixed interest rate

    • up to $100,000

    • Fast decisioning to get you the capital you need — Fast

    Pay only for what you use. This provides an affordable safety net that grows with your business rather than becoming a mounting debt burden.

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    Where we fund
    entrepreneurial dreams

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    How do I apply?

    Let's power up.

    With our easy-to-use application, you can submit your request online and get an answer quickly.  

    Need more information?

    Contact us!

    You can contact our team with questions or concerns.

    Do you still have questions?

    You can visit our FAQ page for more details and our application readiness page to prepare for applying and see our suite of loan products.