DreamSpring Loan Products
DreamSpring works with a diverse group of business owners, each with unique needs and circumstances. We are often able to provide loans when traditional sources cannot. We have the flexibility to work one-on-one with your business, and we welcome the chance to get to know you.
| Product Name | This loan is best for... | Loan Range $ | Term | Interest Rate | Credit Score | |
|---|---|---|---|---|---|---|
| Power Line of Credit | Entrepreneurs looking for a flexible line of credit to support their business. | $1,000 to $50,000 | Up to 24 months (revolving) | 9.99% to 27.48% | 600+ | LEARN MORE |
| Small Business Loan | Entrepreneurs who need customized funding to start or grow their business. | $1,000 to $250,000+ | 24 to 72 months | 9.99% to 28.24% | 600+ | LEARN MORE |
| Ready, Set, Grow! Loan | Entrepreneurs who want to turn a passion project or side hustle into a full-fledged small business. | Up to $15,000 | Up to 48 months | 7.99% – 19.99% | 640+ | LEARN MORE |
| SBA Community Advantage 7(a) Loan | Small business owners with larger capital needs, backed by the U.S. Small Business Administration (SBA). | $50,000 to $350,000 | 5 to 10 years | Prime + 2.49% (simple annual) | 640+ | LEARN MORE |
| Commercial Real Estate Loan | Experienced entrepreneurs looking to purchase a physical location for their business. | $50,000 to $2,000,000 | 5-year term; up to 20-year amortization | 7.5% to 14.25% | 650+ | LEARN MORE |
Power Line of Credit
This loan is best for...
Entrepreneurs looking for a flexible line of credit to support their business.
Loan Range
$1,000 to $50,000
Term
Up to 24 months (revolving)
Interest Rate
9.99% to 27.48%
Credit Score
600+
Small Business Loan
This loan is best for...
Entrepreneurs who need customized funding to start or grow their business.
Loan Range
$1,000 to $250,000+
Term
24 to 72 months
Interest Rate
9.99% to 28.24%
Credit Score
600+
Ready, Set, Grow! Loan
This loan is best for...
Entrepreneurs who want to turn a passion project or side hustle into a full-fledged small business.
Loan Range
Up to $15,000
Term
Up to 48 months
Interest Rate
7.99% – 19.99%
Credit Score
640+
SBA Community Advantage 7(a) Loan
This loan is best for...
Small business owners with larger capital needs, backed by the U.S. Small Business Administration (SBA).
Loan Range
$50,000 to $350,000
Term
5 to 10 years
Interest Rate
Prime + 2.49% (simple annual)
Credit Score
640+
Commercial Real Estate Loan
This loan is best for...
Experienced entrepreneurs looking to purchase a physical location for their business.
Loan Range
$50,000 to $2,000,000
Term
5-year term; up to 20-year amortization
Interest Rate
7.5% to 14.25%
Credit Score
650+
DreamSpring Products
| Product Name | This loan is best for... | Loan Range $ | Term | Interest Rate | Credit Score |
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