DreamSpring Loan Products
DreamSpring works with a diverse group of business owners, each with unique needs and circumstances. We are often able to provide loans when traditional sources cannot. We have the flexibility to work one-on-one with your business, and we welcome the chance to get to know you.
| Product Name | This loan is best for... | Loan Range $ | Term | Interest Rate | Credit Score | |
|---|---|---|---|---|---|---|
| Power Line of Credit | Entrepreneurs looking for a flexible line of credit to support their business. | $1,000 to $50,000 | Up to 24 months (revolving) | 9.99% to 27.48% | 600+ | LEARN MORE |
| Small Business Loan | Entrepreneurs who need customized funding to start or grow their business. | $1,000 to $250,000+ | 24 to 72 months | 9.99% to 28.24% | 600+ | LEARN MORE |
| Ready, Set, Grow! Loan | Entrepreneurs who want to turn a passion project or side hustle into a full-fledged small business. | Up to $15,000 | Up to 48 months | 7.99% – 19.99% | 640+ | LEARN MORE |
| SBA Community Advantage 7(a) Loan | Small business owners with larger capital needs, backed by the U.S. Small Business Administration (SBA). | $50,000 to $350,000 | 5 to 10 years | Prime + 2.49% (simple annual) | 640+ | LEARN MORE |
| Commercial Real Estate Loan | Experienced entrepreneurs looking to purchase a physical location for their business. | $50,000 to $2,000,000 | 5-year term; up to 20-year amortization | 7.5% to 14.25% | 650+ | LEARN MORE |
Power Line of Credit
This loan is best for...
Entrepreneurs looking for a flexible line of credit to support their business.
Loan Range
$1,000 to $50,000
Term
Up to 24 months (revolving)
Interest Rate
9.99% to 27.48%
Credit Score
600+
Small Business Loan
This loan is best for...
Entrepreneurs who need customized funding to start or grow their business.
Loan Range
$1,000 to $250,000+
Term
24 to 72 months
Interest Rate
9.99% to 28.24%
Credit Score
600+
Ready, Set, Grow! Loan
This loan is best for...
Entrepreneurs who want to turn a passion project or side hustle into a full-fledged small business.
Loan Range
Up to $15,000
Term
Up to 48 months
Interest Rate
7.99% – 19.99%
Credit Score
640+
SBA Community Advantage 7(a) Loan
This loan is best for...
Small business owners with larger capital needs, backed by the U.S. Small Business Administration (SBA).
Loan Range
$50,000 to $350,000
Term
5 to 10 years
Interest Rate
Prime + 2.49% (simple annual)
Credit Score
640+
Commercial Real Estate Loan
This loan is best for...
Experienced entrepreneurs looking to purchase a physical location for their business.
Loan Range
$50,000 to $2,000,000
Term
5-year term; up to 20-year amortization
Interest Rate
7.5% to 14.25%
Credit Score
650+
DreamSpring Products
| Product Name | This loan is best for... | Loan Range $ | Term | Interest Rate | Credit Score |
|---|
How Do I apply?
LET'S GET STARTED
It’s easy to start our online loan application from your computer or mobile device, and there’s no application fee or impact on your credit score to see what you qualify for. Based on the information you safely share in our loan portal, we’ll create a personalized loan decision with rates, terms, and details. Finalize the loan process and sign your loan documents online, and we’ll send you the money you need for your business!
- STEP 1
- STEP 2
- STEP 3
STEP 1
Enter your information and business details
STEP 2
Share financial details, collateral and references
STEP 3
Get your loan pre-approval or approval notice
