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    DreamSpring Loan Products

    DreamSpring works with a diverse group of business owners, each with unique needs and circumstances. We are often able to provide loans when traditional sources cannot. We have the flexibility to work one-on-one with your business, and we welcome the chance to get to know you.

    Product Name This loan is best for... Loan Range $ Term Interest Rate Credit Score  
    Power Line of Credit Entrepreneurs looking for a flexible line of credit to support their business. $1,000 to $50,000 Up to 30 months (revolving)  9.99% to 27.48% 600+
    Small Business Loan Entrepreneurs who need customized funding to start or grow their business. $1,000 to $250,000+ 24 to 72 months 9.99% to 28.24% 600+
    SBA Community Advantage 7(a) Loan Small business owners with larger capital needs, backed by the U.S. Small Business Administration (SBA). $50,000 to $350,000 5 to 10 years Prime + 2.49% (simple annual) 640+
    Commercial Real Estate Loan Experienced entrepreneurs looking to purchase a physical location for their business. $50,000 to $2,000,000 5-year term; up to 20-year amortization 7.5% to 14.25% 650+

    Power Line of Credit

    This loan is best for...

    Entrepreneurs looking for a flexible line of credit to support their business.

    Loan Range

    $1,000 to $50,000

    Term

    Up to 30 months (revolving)

    Interest Rate

     9.99% to 27.48%

    Credit Score

    600+

    Small Business Loan

    This loan is best for...

    Entrepreneurs who need customized funding to start or grow their business.

    Loan Range

    $1,000 to $250,000+

    Term

    24 to 72 months

    Interest Rate

    9.99% to 28.24%

    Credit Score

    600+

    SBA Community Advantage 7(a) Loan

    This loan is best for...

    Small business owners with larger capital needs, backed by the U.S. Small Business Administration (SBA).

    Loan Range

    $50,000 to $350,000

    Term

    5 to 10 years

    Interest Rate

    Prime + 2.49% (simple annual)

    Credit Score

    640+

    Commercial Real Estate Loan

    This loan is best for...

    Experienced entrepreneurs looking to purchase a physical location for their business.

    Loan Range

    $50,000 to $2,000,000

    Term

    5-year term; up to 20-year amortization

    Interest Rate

    7.5% to 14.25%

    Credit Score

    650+

    How Do I apply?

    LET'S GET STARTED

    It’s easy to start our online loan application from your computer or mobile device, and there’s no application fee or impact on your credit score to see what you qualify for. Based on the information you safely share in our loan portalwe’ll create a personalized loan decision with rates, terms, and details. Finalize the loan process and sign your loan documents onlineand we’ll send you the money you need for your business!

    • STEP 1
    • STEP 2
    • STEP 3
    • STEP 1

      Enter your information and business details

    • STEP 2

      Share financial details, collateral and references

    • STEP 3

      Get your loan pre-approval or approval notice

    Where we fund
    entrepreneurial dreams

     

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    Turn your business dreams into reality!