The #TrueGrit Growth Loan, funded by a generous grant from Wells Fargo, supports entrepreneurs from diverse backgrounds on the road to recovery facing the Covid-19 crisis. With generous and flexible terms, this unsecured, low-interest, fixed-rate loan helps small business owners rebuild their businesses and position for long-term growth.

¹Up to six months of interest-only payments to start repayment are available.

²Annual percentage rate (APR) is the cost of borrowing money expressed as an annual rate, including all interest and fees charged.

The 0% Fast Forward Project Loan helps project-based contractors in New Mexico and Texas get new initiatives off the ground. To qualify for this unsecured loan, funded by the U.S. Economic Development Administration, borrowers must submit a project’s total estimated cost and cost breakdown, a fully-executed contract, and profit projection.

¹In certain states, minimum loan amounts may be greater than stated.

²Annual percentage rate (APR) is the cost of borrowing money expressed as an annual rate, including all interest and fees charged.

The DreamSpring Power Line is a fixed-rate, 24-month revolving line of credit that business owners can use to fund business needs and goals as they emerge during the course of normal business operations. The line is generally unsecured, but collateral can be applied for a potential interest rate discount.

¹In certain states, minimum loan amounts may be greater than stated.

²Annual percentage rate (APR) is the cost of borrowing money expressed as an annual rate, including all interest and fees charged.

For entrepreneurs just getting started, to established businesses looking to grow, we offer a wide range of term loan options that we customize based upon your needs.

¹In certain states, minimum loan amounts may be greater than stated.

²Annual percentage rate (APR) is the cost of borrowing money expressed as an annual rate including all interest and fees charged.

Financing with a guarantee from the U.S. Small Business Administration for new and existing businesses that would otherwise be ineligible for a term loan.

¹In certain states, minimum loan amounts may be greater than stated.

²Annual percentage rate (APR) is the cost of borrowing money expressed as an annual rate including all interest and fees charged.

For experienced entrepreneurs looking to purchase a location for their business, we offer owner-occupied commercial real estate business loans.

¹In certain states, minimum loan amounts may be greater than stated.

²Annual percentage rate (APR) is the cost of borrowing money expressed as an annual rate including all interest and fees charged.

DreamSpring's Credit Starter loan is an $500 interest-free loan designed to meet the unique needs of small business owners with limited credit history. Take control of your credit with an option that can help you establish credit and improve your financial health.

Credit Starter loans are not available in California, Georgia, Nevada, New Mexico, or New York.

The Credit Builder loan provides an interest-free $200 loan designed to meet the unique needs of small business owners with a credit score below 600. Access funds for your next small business project without breaking the bank.

Credit Builder loans are not available in California, Georgia, Nevada, New Mexico, or New York.